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2648 Churchill Downs Circle

Chattanooga, TN 37421
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Bed 4

Bed

Bath 3

Bath

SqFt2,845

Sqft

Acres0.29

Acre(Lot)

Nestled in the quiet, well-established Derby Downs neighborhood, this home offers the perfect blend of comfort and convenience. Known for its welcoming atmosphere, beautifully maintained homes, and easy access to parks, shopping, dining, everyday amenities, and local schools, Derby Downs is a wonderful place to call home. This inviting 4-bedroom, 2.5-bath residence offers generous living space, a functional floor plan, and a backyard designed for relaxing, entertaining, and making lasting memories with family and friends. Step inside to a welcoming two-story foyer with beautiful hardwood floors and an abundance of natural light. The spacious living room features a cozy brick gas fireplace and flows seamlessly into the kitchen and breakfast area, creating an ideal space for everyday living and entertaining. The kitchen combines style and function with granite countertops, custom cabinetry, stainless steel appliances, and a pantry. The main level also offers a flexible room that's perfect for a home office, playroom, or guest room. In addition, there is a formal dining room that could also serve as a keeping room or second living area. A mudroom, laundry room, and convenient half bath complete the main floor. Upstairs, you'll find three additional bedrooms, including a spacious primary suite with a walk-in closet and private bath. A second full bath and a large bonus room offer endless possibilities as a media room, playroom, home gym, hobby space, or a possible fifth bedroom if desired. The backyard is where this home truly shines. The fully fenced outdoor space is thoughtfully designed for both relaxation and entertaining, featuring an in-ground pool, a spacious patio for grilling and gatherings, a hot tub tucked beneath a pergola, and a fire pit perfect for enjoying cool evenings. Offering spacious living areas, flexible spaces to fit your lifestyle, and an outdoor retreat you'll enjoy year-round, this Derby Downs home is ready to welcome its next owners. Conveniently located near shopping, dining, parks, and major commuter routes, it combines everyday comfort with exceptional convenience. Schedule your private showing today!

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Detail Ic Property Details

Property Type : Residential

Price : $565,000

AD Id : 87849546

MLS Id : 1538421

Beds : 4

Lot Size : 0.29 Acre

Living Area Size : 2,845

Year Built : 1997

Garage : 2

County : Hamilton

Subdivision: Derby Downs Phase I

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 9 Basement: Crawl Space
  • Flooring Information

    Carpet, Hardwood, Tile
  • Roofing Information

    Shingle
  • Interior Features

    Double Vanity, Granite Counters, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Walk-In Closet(s) Roof: Shingle Appliances: Stainless Steel Appliance(s), Refrigerator, Microwave, Gas Water Heater, Free-Standing Electric Range, Electric Range, Disposal, Dishwasher Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup Window Features: Insulated Windows
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Natural Gas Has Cooling: Yes Cooling: Central Air, Electric, Multi Units

  • Building Information

    Year Built: 1997 Building Area Total: 2845 Construction Materials: Brick, Vinyl Siding, Other Stories: 2 Patio And Porch Features: Deck, Patio, Porch Pool Features: In Ground Private Pool: No Association Fee Frequency: Quarterly
  • Exterior Features

    Exterior Features: Fire Pit

  • Lot Information

    Lot Dimensions: 90.58X138.0 Main Square Feet: 0.29 Acres Lot Size Acres: 0.29 Lot Size Square Feet: 12632.4 Lot Description: Level

    Property Information

    Subdivision: Derby Downs Phase I Source Property Type: Residential MLS Area Minor: Chattanooga Property SubType: Single Family Residence Levels: Two Property Age: 29

  • Listing Price Information

    Listing Price: $565000 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 138e B 022 Annual Tax: $3987.54 Tax Legal Desc: LT 49 DERBY DOWNS PHASE 1 PB46 PG12 4 OUT OF 138E-A-12 FOR 1992

  • Parking Information

    Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Attached

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 2
    Homeowners Association Information
    Has Association: Yes HOA: $68.00 Community Features: Sidewalks, Street Lights

  • School Information

    Elementary School: Bess T. Shepherd Elementary
    Junior High School: Tyner Middle Academy
    Senior High School: Tyner Academy
  • Utility Information

    Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Location Information

    Direction: I-75 N toward Knoxville --> EXIT 4 to TN-153 N --> EXIT 1 onto Lee Hwy --> RIGHT on Lee Hwy --> SLIGHT LEFT on Hickory Valley Rd. --> LEFT Derby Downs Dr. --> LEFT on Churchill Downs Cir. WaterSource: Public Security Features: Smoke Detector(s)
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Nearby Home Value

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2613 Pheasant Lane, Chattanooga, TN, 37421 $399,000 3 2 2,294 2,294 SqFt
9157 Standifer Gap Road, Chattanooga, TN, 37421 $550,000 4 4 2,645 2,645 SqFt
9157 Standifer Gap Road, Chattanooga, TN, 37421 $550,000 4 4 2,645 2,645 SqFt
1434 Firelight Way, Chattanooga, TN, 37421 $499,900 4 3 2,136 2,136 SqFt
1502 Buttonwood Loop, Chattanooga, TN, 37421 $529,000 4 3 2,850 2,850 SqFt
1648 Buttonwood Loop, Chattanooga, TN, 37421 $710,000 5 5 4,246 4,246 SqFt
1648 Buttonwood Loop, Chattanooga, TN, 37421 $710,000 5 5 4,246 4,246 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. ByOwner does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.

ByOwner last updated this listing 07/10/2026 @ 18:52

MLS: 1538421 LISTED BY: Niki Chambers, Horizon Sotheby's International Realty 423-756-9999 SOURCE: Greater Chattanooga REALTORS

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