187 Lake Road, Berne, New York image 1
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187 Lake Road

Berne, NY 12023
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$489,000 $2,061/Mo
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Bed 4

Bed

Bath 3

Bath

SqFt2,584

Sqft

Acres3.40

Acres(Lot)

Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal a nd flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.

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Detail Ic Property Details

Property Type : Residential

Price : $489,000

AD Id : 89689702

MLS Id : 20262184

Beds : 4

Lot Size : 3.40 Acres

Living Area Size : 2,584

Tax Amount : 4426.00

Year Built : 1978

Garage : 2

County : Albany

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Has Basement: Yes Basement: Full, Unfinished

  • Flooring Information

    Carpet, Vinyl, Wood

  • Roofing Information

    Asphalt, Metal, Shingle

  • Interior Features

    Cathedral Ceiling(s) Roof: Asphalt, Metal, Shingle Appliances: Dishwasher, Oven, Range, Refrigerator, Washer/Dryer Laundry Features: In Basement

  • Heating & Cooling

    Has Heating: Yes Heating: Propane, Pellet Stove, Zoned, Wood Stove Cooling: None Water front: 1

  • Building Information

    Year Built: 1978 Building Area Total: 2584 Construction Materials: Wood Siding Stories: 2 Patio And Porch Features: Deck, Front Porch Private Pool: No Water front Features: Lake Front View: Trees/Woods, Water Association Fee Frequency: Annually

  • Exterior Features

    Exterior Features: Outdoor Shower

  • Lot Information

    Main Square Feet: 3.4 Acres Lot Size Acres: 3.4 Lot Size Square Feet: 148104 Lot Description: Landscaped, Level, Many Trees, Private, Sloped, Views, Waterfront

  • Listing Price Information

    Listing Price: $489000

  • Tax Information

    Parcel Number: 422201 38.28-2-65 Tax Lot: 28 Tax Block: 2 Annual Tax: $4426 Tax Legal Desc: na

  • Parking Information

    None

    Garage Information

    Has Garage: Yes Garage Space: 2
    Homeowners Association Information
    Has Association: Yes HOA: $85.00 Community Features: None

  • Utility Information

    Propane

  • Location Information

    WaterSource: Private, Well
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
262 Lake Road, Berne, NY, 12023 $175,000 2 2 966 0.09 Acre
783 Woodstock Road #LOT.., Berne, NY, 12023 $48,000 1 1 200 0.07 Acre
1433 Helderberg Trail, Berne, NY, 12023 $349,900 4 2 2,312 1.06 Acres
727 Irish Hill Road, Berne, NY, 12023 $499,900 3 2 1,800 32.05 Acres
2827 Berne Altamont Road, Berne, NY, 12023 $130,000 2 1 896 1.50 Acres
2161 Helderberg Trail, Berne, NY, 12023 $49,951 1 1 640 0.38 Acre

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Ulster County Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non - commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Ulster County Board of REALTORS®, Inc.

ByOwner last updated this listing 09/02/2026 @ 15:43

MLS: 20262184 LISTED BY: Jillian Breck, Howard Hanna Capital, Inc. SOURCE: Hudson Valley Catskills Region Multiple List Service (Ulster County Board of REALTORS)

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