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645 Union Street

Bay Saint Louis, MS 39520
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Bed 3

Bed

Bath 2

Bath

Acres0.25

Acre(Lot)

Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, ga rdening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, or your forever home, this property offers endless possibilities. Previously rented for $1,600 per month, it has proven income potential. Conveniently located just minutes from downtown Bay St. Louis, you'll enjoy easy access to shopping, restaurants, entertainment, the beach, fishing, and everything the Mississippi Gulf Coast has to offer. Also, no flood insurance required! Bring your vision and make this home your own!

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Detail Ic Property Details

Property Type : Residential

Price : $235,000

AD Id : 88054953

MLS Id : 4155803

Beds : 3

Lot Size : 0.25 Acre

Year Built : 1984

County : Hancock

Subdivision: Lake Caroline

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2
  • Flooring Information

    Vinyl, Ceramic Tile
  • Roofing Information

    Asphalt, Shingle
  • Interior Features

    Ceiling Fan(s), Crown Molding, Stone Counters Roof: Asphalt, Shingle Appliances: Dryer, Microwave, Oven, Refrigerator, Washer Laundry Features: Laundry Room
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric, Heat Pump, Hot Water Has Cooling: Yes Cooling: Central Air, Electric, Ceiling Fan(s) Water front: 1

  • Building Information

    Year Built: 1984 Building Area Total: 1469 Construction Materials: Brick Veneer Stories: 1 Patio And Porch Features: Patio, Porch Private Pool: No
  • Exterior Features

    Exterior Features: Private Yard, Other

  • Lot Information

    Lot Dimensions: Appox 90 X 123 x 90 x 123 Main Square Feet: 0.25 Acres Lot Size Acres: 0.25 Lot Size Square Feet: 10890 Lot Description: Waterfront

    Property Information

    Subdivision: Metes And Bounds Source Property Type: Residential Zoning Description: Single Family Residential Property SubType: Single Family Residence Levels: One Property Age: 42

  • Listing Price Information

    Listing Price: $235000 Cash, Conventional, FHA, USDA Loan

  • Tax Information

    Parcel Number: 137h-0-45-144.005 Tax Year: 2025 Annual Tax: $2018 Tax Legal Desc: VALPINE SUBD. PHASE 1 LOT 6

  • Parking Information

    Driveway, Circular Driveway

  • School Information

    Elementary School: Bay St. Louis
    Junior High School: Bay St. Louis Middle
    Senior High School: Bay St Louis
  • Utility Information

    Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Location Information

    WaterSource: Public
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Information is deemed to be reliable but not guaranteed. Copyright © 2026 MLS United, LLC.

ByOwner last updated this listing 07/15/2026 @ 11:28

MLS: 4155803 LISTED BY: Whitney Young, Coastal Realty Group 228-280-8026 SOURCE: MLS United LLC

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