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4900 E 4th Street #A

Panama City, FL 32404
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$234,000 $986/Mo
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Bed 1

Bed

Bath 2

Bath

This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see! Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 50' slip is equipped with a 10,000 lb lift. The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini -split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added. The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door. Don't miss out on this waterfront living at this price! Month to month rentals are allowed per HOA.

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Detail Ic Property Details

Property Type : Residential

Price : $234,000

AD Id : 78793597

MLS Id : 777534

Beds : 1

Year Built : 1986

County : Bay

Subdivision: City Of Lauderhill

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 1

    Bathroom Information

    Total Baths: 2 Full Baths: 1 Half Baths: 1

    Room Information

    Rooms Total: 2

    Roofing Information

    Shingle

  • Interior Features

    InteriorSteps
    Roof: Shingle
    Appliances: ElectricCooktop, ElectricOven, ElectricRange, ElectricWaterHeater

  • Heating & Cooling

    Has Heating: Yes Heating: Ductless, Electric Has Cooling: Yes Cooling: Ductless Water front: 1

  • Building Information

    Year Built: 1986
    Building Area Total: 771
    Construction Materials: HardiplankType
    Stories: 1
    Patio And Porch Features: Covered, Porch
    Private Pool: No
    Water front Features: Bayou,Seawall
    View: Bay, Bayou

  • Exterior Features

    Exterior Features: BoatLift, BoatSlip, Dock

  • Lot Information

    Lot Dimensions: 0x0

    Property Information

    Subdivision: Mariners Cove Source Property Type: Residential MLS Area Minor: 0202 - Bay - Central SE Zoning Description: County, Resid Multi-Family Property SubType: Condominium Levels: One Property Age: 40

  • Listing Price Information

    Listing Price: $234000
    Original Price: $249000

  • Tax Information

    Parcel Number: 25925-060-000 Tax Year: 2024 Annual Tax: $887 Tax Legal Desc: PARKER PLAT (82.7) 119D2 BEG 20.04' W & 42.90' S OF NE COR LOT 82 FOR POB TH CONT S 18' E 16' N 18' W 16' TO POB & BEG 20.04' W & 42.90' S OF NE COR LOT 82 FOR POB TH CONT S 18' W 8.4' N 18' E 8.4' TO POB AKA UNIT A & UNIT A ADDITION ORB 4019 P 1299

  • Virtual Tour

    Virtual Tour (External Link)

    Parking Information

    ParkingLot

    Homeowners Association Information

    Has Association: Yes
    Association Amenities: Dock, Barbecue, BoatSlip, Storage
    Community Features: Dock, LaundryFacilities, Waterfront

  • School Information

    Elementary School: Parker Junior High School: Rutherford Middle Senior High School: Rutherford

  • Utility Information

    ElectricityAvailable

  • Location Information

    Direction: Business 98 from Panama City, right on Center St. , left on 3rd St. Right on 4th St. dead ends in to the complex. Unit A is first unit of complex.
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 06/07/2026 @ 00:06

MLS: 777534 LISTED BY: Celia Bush, Think Real Estate 850-270-4200 SOURCE: CPAR

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