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14415 Front Beach Road #2103

Panama City Beach, FL 32413
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Bed 2

Bed

Bath 2

Bath

Welcome to Ocean Reef 2103 -- Your Gulf-Front Getaway on the Emerald Coast! Experience breathtaking Gulf views and effortless coastal living from the 21st floor of Ocean Reef. This fully furnished, rental-ready, gulf-front condominium offers the perfect combination of spaciousness, comfort, and resort-style amenities, making it an exceptional vacation home, investment property, or both. One of the standout features of this residence is its coveted 10-foot ceilings and 8-foot interior doors, an exclusive feature offered only on floors 19 through 23 at Ocean Reef. From the moment you step inside, the elevated ceilings, taller doors, and open floor plan create an inviting sense of space and grandeur. Spectacular views of the Gulf of Mexico can be enjoyed from the living room, kitchen, a nd primary bedroom. Step outside onto the expansive 10' x 28' private balcony, where there's plenty of room to entertain, relax, and soak in the stunning scenery. It's the perfect place to watch spectacular sunsets, spot dolphins and schools of fish, or simply take in the seemingly endless views stretching along more than 20 miles of the Emerald Coast. The comfortable living area is designed for both relaxation and entertaining, featuring a sleeper sofa and two reclining chairs positioned to take full advantage of the incredible Gulf views. The fully equipped kitchen features stainless steel appliances, a breakfast bar with three bar stools, and an open design that flows seamlessly into the dining area, which comfortably seats six. The Gulf-front primary bedroom, with king bed, offers direct balcony access, allowing you to wake up to beautiful water views and enjoy the coastal breeze without leaving your room. The private primary bath includes a spacious walk-in shower. The guest bedroom currently features a queen bed but offers enough space to accommodate two queen beds, providing flexibility for owners and rental guests. A large laundry room adds valuable convenience while also providing generous storage space. The property also includes reserved, dedicated parking, an especially desirable feature for owners and guests. Ocean Reef offers an impressive collection of resort-style amenities, including a Gulf-front swimming pool, indoor pool, hot tub, sauna, steam room, and fitness room. Seasonal beach chair service is also available, offering chaise loungers and umbrellas for the ultimate beach-day experience. Location is another major advantage. Ocean Reef is conveniently situated approximately 1.5 miles from Pier Park, Panama City Beach's premier destination for shopping, dining, entertainment, and attractions. Directly across the street, you'll find a large gift shop, doughnut and coffee shop, mini-golf, go-kart track, snack bar, and more. And just two lots away, Runaway Island offers delicious beachfront dining with both indoor and outdoor seating. Whether you're looking for a turnkey rental investment, a second home, or your own Gulf-front escape, Ocean Reef 2103 checks all the boxes. Beautifully furnished, rental-ready, exceptionally spacious, and positioned high above the Gulf with unforgettable views -- this is one you won't want to miss. Put Ocean Reef 2103 at the top of your must-see list. You'll be glad you did!

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Detail Ic Property Details

Property Type : Residential

Price : $470,000

AD Id : 89292229

MLS Id : 793768

Beds : 2

Year Built : 2008

Garage : 1

County : Bay

Subdivision: Palm Lakes

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 2

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 3

    Roofing Information

    Membrane
  • Interior Features

    Balcony, DoubleVanity
    Roof: Membrane
    Appliances: ElectricOven, ElectricRange, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: HeatPump Has Cooling: Yes Cooling: CeilingFans, HeatPump Water front: 1

  • Building Information

    Year Built: 2008
    Building Area Total: 1146
    Construction Materials: Block, Concrete, Stucco
    Patio And Porch Features: Balcony
    Pool Features: Gunite, GasHeat, Indoor, InGround, Community
    Private Pool: No
    Water front Features: Gulf,ShorelineSand
    View: Gulf, Water
    Association Fee Frequency: Quarterly

  • Lot Information

    Lot Dimensions: 0x0

    Property Information

    Subdivision: Ocean Reef Source Property Type: Residential MLS Area Minor: 0318 - Beach - Central South Property SubType: Condominium Property Age: 18

  • Listing Price Information

    Listing Price: $470000

  • Tax Information

    Parcel Number: 40001-250-137 Tax Year: 2025 Annual Tax: $5674.54 Tax Legal Desc: OCEAN REEF, A CONDOMINIUM UNIT 2103 2BR 2BA ORB 3042 P 236 ORB 3135 P 1252 TYPE B 923 H&C 257 BALC

  • Parking Information

    AdditionalParking

    Garage Information

    Has Garage: Yes Garage Space: 1

    Homeowners Association Information

    Has Association: Yes
    Included Fees: Clubhouse, FitnessFacility, Internet, PestControl, Pools, Sewer, Trash, Water
    HOA: $2,662.86
    Association Amenities: BeachRights, Barbecue, Sauna, SpaHotTub
    Community Features: Barbecue, Beach, ConferenceMeetingRoom, Elevator, FitnessCenter, Pool, Sauna, Waterfront, CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold
  • Location Information

    Direction: From Hwy 98 (Back Beach Road) turn south onto Nautilus St. At Front Beach Road, turn right. Ocean Reef will be immediately on your left. Security Features: BuildingSecurity,FireSprinklerSystem,SecurityLights,FireAlarm,SmokeDetectors,SecurityService
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 08/15/2026 @ 21:11

MLS: 793768 LISTED BY: John Smith, Distinctive Beach Real Estate 850-830-9096 SOURCE: CPAR

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